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Inclusive Finance 普惠金融

2014年05月19日 15:21 来源于 财新网
你是余额宝、理财通的用户吗?是不是才意识到:原来如我这般散户的块儿八毛也可以用于投资?去年十八届三中全会第一次提出要发展普惠金融,是几个意思?政府扶贫,还是商业运营?互联网在其中起到什么作用?
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Inclusive Finance 普惠金融

Inclusive finance refers to the principle of expanding access to affordable financial services to all individuals and businesses, especially to low income households, rural residents and micro-and-small businesses. Inclusive finance comprises a wide range of financial products and services, including savings, credit, insurance and payments. One form of inclusive finance is microfinance, where a small amount of money is loaned out to individuals and families at low interest rates. The United Nations began using the definition in 2006. In China, the concept gained attention after it appeared in the decision of the Communist Party’s third plenum in November last year as a priority for rural development. The Internet is seen as a new force in pushing inclusive finance. E-investment, peer-to-peer lending and crowd-funding have lowered the barrier to financial services.

版面编辑:喻竹杨洋
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